Receive individual counseling with an experienced, professional HUD licensed counselor. There is a one-time fee of $60 to enroll in our coaching program and $49 for an individual or $98 for a joint tri-merge credit pull. You may also provide your own credit report to avoid the credit report expense; however, we must have a tri-merge credit report to conduct your initial assessment. During your assessment, your coach will create an action plan that identifies your homebuying barriers and see you through to the closing table. To make an appointment.