Debt Management

Are you drowning in debt? Ready to swim your way to freedom?

Our Debt Management Program is an integrated counseling service that assists consumers who are overwhelmed with credit card debt.

We develop consolidated payment programs that include lower interest rates and monthly payments which are made directly to our office and distributed appropriately to the creditors on the behalf of the client.

To learn more about the program, register for our new FREE Intro to Debt Management virtual workshop HERE!

For a free consultation, please complete our secure online intake application. You can also schedule an appointment with a licensed credit counselor by calling 843.628.3000 option 5 or emailing us.


Read our FAQs for additional information.

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How does it work?

The creditors provide information to licensed credit counselors who are then able to propose lower interest rates and monthly payments while consolidating the payments into one.

Do you report to the credit bureaus?

Creditors will continue to report to the credit bureaus; we do not.

How soon can I be debt-free?

By law, all accounts have to be paid out within FIVE years, so the client will be DEBT-FREE in 60 months or less.

What types of debts are eligible for this program?

Only unsecured debts, such as credit cards and store charge cards, unsecured loans from One Main Financial. Some unsecured debts we are able to work with on a case by case basis include: personal loans (from banks such as Capital One, Discover and SFCU. etc.).

What types of debts are NOT eligible for this program?

Unsecured debt that is not eligible includes finance companies, payday lenders and student loans. We are unable to work with any secured debt such as title loan companies, car loans, home loans, or taxes.

For more information click here